Therapy office
In-Network Provider

Cigna Therapist
Austin, TX

Marilu Navarro, LMFT is an in-network Cigna therapist serving adults and couples throughout Texas and California via telehealth. Use your Cigna benefits to access quality mental health care.

In-Network
Cigna Provider
$0–$50
Typical copay range
11+ Yrs
Clinical experience
Bilingual
English & Spanish
Using Your Benefits

How to Use Your Cigna Benefits

STEP 01

Verify Coverage

Call the member services number on the back of your Cigna card or log into your member portal to confirm your mental health benefits.

STEP 02

Book a Consult

Schedule a free 15-minute consultation with Marilu through Headway to discuss your needs and confirm insurance eligibility.

STEP 03

Start Therapy

Begin your first session. Marilu will submit claims directly to Cigna on your behalf — no paperwork needed from you.

STEP 04

Pay Your Copay

You pay only your copay or coinsurance after your deductible is met. Marilu handles all billing with Cigna directly.

Your Therapist

Marilu Navarro, LMFT

Marilu Navarro, LMFT is a bilingual (English/Spanish) Licensed Marriage and Family Therapist with 11+ years of clinical experience. She is an in-network Cigna provider offering telehealth therapy to adults and couples throughout Texas and California.

As an in-network Cigna provider, Marilu makes quality mental health care accessible and affordable. You can use your Cigna benefits to cover individual therapy, couples counseling, and specialty services including EMDR and postpartum support.

TX License
LMFT #205901
CA License
LMFT #147099
NPI
1689073074
Experience
11+ Years

Services Covered by Cigna

Individual Therapy (50-min sessions)
Couples Counseling
EMDR Therapy for Trauma
Postpartum Mental Health Support
Anxiety & Stress Therapy
Grief & Loss Counseling
Relationship Issues
Cultural Identity & Ethnic Issues
Self-pay rate: $165/session if not using insurance
Superbills available for out-of-network reimbursement

Cigna Plan Types Accepted

Marilu accepts the following Cigna plan types. Contact your insurer to confirm your specific plan is included.

Cigna PPO
Cigna HMO
Cigna Open Access Plus
Cigna LocalPlus
Cigna Connect
Cigna Indemnity
Cigna SureFit
Cigna Behavioral Health

Not sure if your specific plan is covered? Book a free consultation and Marilu's billing team will verify your benefits before your first session.

Frequently Asked Questions

All Insurance Plans Accepted

In addition to Cigna, Marilu is in-network with the following insurers

Aetna BlueCross BlueShield TX Cigna Cigna EAP Lyra EAP Evernorth
CTA background

Ready to Use Your Cigna Benefits?

Start with a free 15-minute consultation. Marilu will verify your Cigna coverage before your first session so there are no surprises.

Cigna Therapist — Telehealth TX & CA

Austin, TXKyle, TXSan Antonio, TXHouston, TXDallas, TXFort Worth, TXLos Angeles, CASan Diego, CASan Francisco, CASacramento, CA